7Seconds is a fully operational credit marketplace that allows a borrower to instantly choose a loan with the best terms and interest rate. Loans are provided by partner banks within the 7Seconds ecosystem. The company actively uses artificial intelligence (AI) and neural networking technologies. 7Seconds takes on the task of purchasing information on borrowers from credit history bureaus (CHB) and entering it into a distributed ledger on the platform. The use of blockchain rules out the possibility of meddling with the ledger by 7Seconds or other participants of the ecosystem, making the information relevant, valuable and trustworthy for all financial institutions.