CREDITS blockchain platform offers the processing speed of 0.01 of a second while the commission rate is as low as ≈ $0.001. Declared high speed can be reached by the usage of data compression, parallel processing of transactions, unique consensus algorithm, that combines the advantages of both PoS and PoW and not using mining. Moreover, the speed is non-linearly dependent on the number of nodes. A greater amount of nodes allows to launch a greater number of rounds, generating pools of transactions, per second that will run simultaneously. The extended functionality of CREDITS smart contracts makes it possible to set cycles and create schedules. This instrument implemented in the form of API with the SDK kit will enable the platform users from finance, IoT, health care, tourism, gaming industries to implement their in-house fully autonomous and self-executable service apps.