Our Mission: To empower anyone, anywhere in the world to hold, track, transfer and transact with any digital asset from their mobile device, privately and instantly. We’re not building a bank, we’re reinventing banking. Why Hoard: Traditional banking is slow and expensive. Crypto-tech is complex and stifles adoption. Markets are hard to enter which block participation. Cryptocurrencies aren’t fungible like cash. Systems are missing critical machine learning and automation. Dapps and chains can be extremely fragmented. This is a nightmare for everyday consumers. Who wants to use 7 apps just to manage 4 currencies or transact between 2 parties? Simplicity is not a patent. It’s time for real change. Hoard App: An open source mobile wallet to store, swap, send or spend cryptocurrency and cash. An app that layers over blockchain to make it easier for consumers to adopt and transact with their peers. All backed by a second layer blockchain protocol for transaction scalability.