KINEKT is a new generation BLOCKCHAIN INTEGRATED touch terminal used at physical points of sale. The terminal is designed to be low cost and is entirely customer, service and POS technology AGNOSTIC. Current terminals can to do just one type of transaction at a time, for example either a loyalty or payment transaction. The KINEKT Terminal can process MULTIPLE transactions using just a FINGERPRINT + PIN. Additionally transactions are managed by ARTIFICIAL INTELLIGENCE to automatically select a customer's default (preferred) card service/s, or changed on-the-fly as required using the touch terminal itself. Revenue is generated by charging participants (mobile wallet providers, banks and loyalty companies etc) a small percentage of the value of every transaction which is payable using the KINEKT Token.